Are you a First Time Home Buyer? 

First Time Home Buyer Video    By getting your Mortgage loan approved with us, you'll know how much you can afford and what negotiating power you will have BEFORE you start looking at homes.

First time buying a Home ?

Combined FHA Application.pdf

Our "First Time Home Buyers" mortgage programs are in high demand because of the many advantages they hold for homebuyers. Among them, assumably, low down payments and liberal qualifying ratios and competitive rates . That is why over 60% of our business are from repeat business or past customers referral.

Here are a few highlights of our "First Time Home Buyers" program. 

• Higher Debt to Income Ratio - This will allow you to get more home with your income.
• In most cases, same day Approval letters
• Ask us about our HUD / FHA Foreclosure Listing all with only $100 /$1,000 Down Payment - 640 Minimum Credit scores
• 3.5% down payment products
• We now offer borrowers with 600 scores with 5% Down payment
• Loans up to 100% for VA recipients
• In some cases- Non occupied Co-Borrowers for certain FHA financing is ok.
• USDA Rural loan programs are available (100% no money down) 620 Minimum credit scores.
• 600 credit scores ok with 5% down.

Network Funding, LP in Georgia  has originated and helped thousands of homeowners throughout  the US, buy their first home. The difference between us and other banks is that we provide the service that First Time Home Buyers expect.

Call us at 404.814.4634 extension 706 and speak to a Licensed Mortgage Professional.  We are here until 7:00 pm - M-F and Saturdays till 3:00.

Apply today!!! If you do have poor credit,  work with your creditors on establishing  a 12 month perfect payment history before applying for a mortgage 

1. For the FHA "First Time Homebuyer Loan Limits" - click here  
2. Looking to purchase a home in a specific USDA approved County - look at our USDA 100% No Down Payment Loans.
3. Review "Down Payment Grants" that may be available to you -click here
4. Have you though of buying a HUD Repo? You will be surprised at the homes that are for sale- Click here
   
   
   Frequently asked Questions: 

   
   
   
   
   Question: What should we do now? We want to buy a home but what are the next steps we should take? 
   
   
   Answer: You must have an approval letter that states that you went to a mortgage bank and they reviewed your income and credit. Real estate agents usually require this letter before they will show you any homes. We suggest that you call us at 404.814.4634 or apply online and get your loan approved. We will tell you what the maximum amount you can be approved for and what your new payment will be. In most cases we can provide you with the Certificate of Approval the same day. We do not charge for this service so it absolutely FREE with no obligation. 
   
   
   Question: Do we need an agent to look at homes?
   
   
   Answer: We would suggest that you do. The sellers pays your agent so it doesn't cots you any money. They will be there to represent you in the transaction and they are more familiar with the home buying process so it will save you money at closing. We have a list of qualified agents to help you if you need one. 
   
   
   
   
   Question: How long will this process take? When can we buy the home? 
   
   
   Answer: It could take as little as 15 business days or as long as you would like it to take. We recommend that  you get an inspection on the property before closing on the home . If there is any repairs that the sellers need to make,  this seems to hold up most closings. Please call us and we can give you more information. 

Should you rent or buy a home? , Find out - Click here Find out how much you mortgage can you qualify for? - Click here How much home can I afford? - Click here Types of Down Payment options - Click here Today's Daily Rate Lock Advisory - Click here Ask us about the HomePath product  404.814.4634 - You need to apply today!!!

Get Approved on your Home Loan today!!!!  -Apply today