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"VA Home Mortgage Loans
- Are you a Past or Current Veteran Looking to use your VA Eligibility to Purchase a Home?
- Are you Seeking a "No Down Payment Mortgage loan" with No Mortgage Insurance?
- We are a Local Georgia VA Mortgage lender providing Years of Service.
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VA guaranteed loans are made by Network Funding, LP and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan. In most cases, minimal down payment is required on a VA guaranteed loan and the borrower usually receives a interest rate than is ordinarily available with other loans.
Did you know that a very small percentage of Veterans ever take advantage of using their eligibility to buy or refinance a home?
VA Home Loan Features:
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30, 20 and 15 year Fixed Rate Loans
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Closing costs comparable – No private mortgage insurance requirement.
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Right to prepay loan without penalties.
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Mortgage can be taken over (or “assumed”) by the buyer when a home is sold.
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Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan.
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Minimum Score is 620 credit. - Lower scores? - We may be able to help.
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Refinance up to 100% LTV of the value of your primary home
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Purchase up to 100% LTV
Although monthly mortgage insurance is not required, the VA charges a funding fee (2.15 to 3.33%) to issue a guarantee to a lender against borrower default on a mortgage. The fee may be paid in cash by the buyer at the time of closing or financed into the loan - whichever you prefer .The funding fee is determined based on your eligibility as a Regular military officer or if you are/were in the reserves.
To find out with the maximum loan amount your can have for a government loan in your county - Click here
See our list of VA foreclosures home in Georgia -Click here
Veterans can apply for a VA loan with any mortgage lender that participates in the VA home loan program, however,
Network Funding, LP Mortgage Bank is your expert VA Lender.
Have questions? , click on the FAQ for more answers to your VA questions
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Network Funding, LP
VA Help Center |
If you're an active duty military member or retired Veteran, you can trust VA - Network Funding, LP Mortgage Bank to help you determine if you qualify for a VA Loan, and help you cut through any red tape. There's no need to worry if you've been turned down by other lending institutions you may still be able to qualify. If you're ready to take the first step, connect with one of our VA Mortgage Specialists to help determine your eligibility.
Even if you have had poor credit in the past, you may still qualify for a VA Loan. Credit and income standards for a VA Loan are less strict than a conventional loan, meaning people who do not qualify for conventional loans may qualify for a VA Loan. You can determine your eligibility and qualification level by contacting Peter Knap at 404.814.4634 extension 706
Despite the benefits of the VA Home Loan Program, many people who qualify don't take advantage of this wonderful program. If homeowners is in your future, take the next step! You can start the no obligation process by answering a few questions. This process allows us to determine your eligibility and qualification level for the VA Home Loan Program.
The VA application process is painless , call us today for today's rates and see how we can approve your loan - quickly and effortlessly.
We will provide you with an easy to follow check list guiding you every step of the way.
404.814.4634 ext 706 to speak to a VA home specialist
Apply Now
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